Life and AD&D

Introduction

As an employee of Tufts Associated Health Plan, Inc. (also referred to in this section as the “Company” or “Tufts Health Plan”), you are provided with: 

  • Company-paid Basic Life Insurance coverage; and
  • Company-paid Basic Accidental Death and Dismemberment (AD&D) Insurance. 

You also have two voluntary insurance options, which you pay for through convenient payroll deduction contributions: 

  • Optional Employee Term Life Insurance; and
  • Voluntary Accidental Death and Dismemberment (AD&D) Insurance. 

Insurance Company
As used in this section, the term “Insurance Company” means: 

Unum Life Insurance Company of America
2211 Congress Street
Portland, Maine 04122 

This section summarizes the official plan documents for your life insurance and AD&D insurance benefit plans. The full facts and details concerning the operation of these plans are contained in official plan documents, which are on file with Human Resources. In the event of any conflict between this section and the official plan documents, the plan documents will always govern. The official plan documents will also govern over any conflicting oral representations concerning the benefits provided under these plans.